Renters Insurance, explained.
Affordable protection for your stuff and your liability — your landlord’s policy doesn’t cover you.
Renters Insurance
Renters insurance covers your personal property inside a rental, your liability if someone is hurt at your place, and additional living expenses if your unit becomes uninhabitable after a covered loss.
Your landlord’s policy covers the building — not your belongings, not your liability. Renters insurance typically costs less than a streaming subscription and protects everything inside.
Is this for you?
Inside a Renters policy.
When this coverage pays off.
Theft from the apartment
A break-in takes your laptop, TV, and jewelry. Renters covers replacement.
Kitchen fire damages neighbors
Your liability pays for damage to a neighbor’s unit caused by your fire.
Temporary housing
A covered loss makes the unit uninhabitable. Loss-of-use pays for a short-term rental.
Plain-language answers.
No — most policies are $15–$30 per month and bundle with auto for further discounts.
Each roommate typically buys their own policy. Single policies usually only cover the named insured’s property.
Standard limits on jewelry, art, and collectibles are low — we schedule those items for full coverage.
Ready for a Renters quote?
Fill the short intake form and we’ll shop across multiple carriers, or call us and we’ll get you a quote on the phone.