Fidelity Bonds Insurance, explained.
Protects your business and your clients from employee dishonesty.
Fidelity Bonds
A fidelity bond (often called Employee Dishonesty coverage or a Crime policy) reimburses a business or its clients for losses caused by employee theft, fraud, forgery, or similar dishonest acts.
One bad-actor employee can cost you a client — and a lawsuit. Many janitorial, in-home services, and financial-services clients require contractors to be bonded.
Is this for you?
Inside a Fidelity Bonds policy.
When this coverage pays off.
In-home theft
An employee takes valuables from a client’s home. The fidelity bond reimburses the client and protects the relationship.
Bookkeeper embezzlement
An accounting employee diverts funds over months. Coverage reimburses the loss.
Forged check
A forged check clears against the business account. Forgery coverage responds.
Plain-language answers.
It is sold as a bond historically — but it functions like crime insurance for your business and clients.
Trust is great; the bond is what your clients’ contracts often require. It is also what protects you against the one exception.
Most fidelity policies cover employees — owners and partners are typically excluded.
Ready for a Fidelity Bonds quote?
Fill the short intake form and we’ll shop across multiple carriers, or call us and we’ll get you a quote on the phone.